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It's Easier than Ever!
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Many first time home buyers falsely
believe that there is only one First Time Home Buyer program available to
them and the terms are very restricted. The fact of the matter is that
there are numerous first time buyer programs available- for
borrowers with all types of credit and income.
Here are several of the programs that we
have available to qualifying first time home buyers:
►103%
First Mortgage
►107%
First Mortgage
►100%
First Mortgage
►100%
Finance- 80% First Mortgage Loan, 20% Second Mortgage
►3%
down payment , 97% 1st Mortgage
►First
Mortgage Loans up to 100% of purchase price (or appraisal value
-whichever is lower)
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Lenders have
created a variety of attractive, flexible loan packages to encourage
first time home buyers. |
Some First Time Home Buyer
loans are available to borrowers with current debt ratios up to 50%.
We have programs available
for borrowers with previous bankruptcies and in some cases, a first time
home buyer may be approved for up to 100% financing with no seasoning
requirement on the bankruptcy (credit requirements and proof of income
required, e-mail or apply online for details).
Programs are also available
to first time home buyers in counties where typical real estate values
exceed $300,000. There are no county maximum loan limits with
our programs! Loan limits are based on income and credit
grade only.
Self employed or stated
income borrowers may also qualify for up to 100% financing on approved
credit.
Please complete the short pre-application
without cost or obligation by
clicking here.
A loan officer
licensed by the California Department of Real
Estate will review your information and contact you to discuss your home
buying options.
| Savvy home buyers with good credit can
avoid the monthly mortgage insurance with 100% conventional financing!
No mortgage insurance can mean a potential savings every month, and
perhaps tens of thousands of dollars over the life span of the loan!
Apply Online by Clicking
Here
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