California

First time Homebuyer

 Assistance

THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENT AGENCY,

AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT

 

Buying a Home...

Is as easy as 1, 2, 3!

Now, first time home buyers as well as borrowers who have previously purchased a home may be eligible for up to 100% home financing! Our FHA mortgage loans featuring low down payments and flexible guidelines make it easier to qualify and to finally own that dream home!  Our California FHA loan programs are popular with first time home buyers but they can be equally attractive to move-up buyers and homeowners looking for a second home or investment property. Now you may apply for an "EZ Qualify" FHA purchase loan online 24 hours a day... and  you may get your home loan answers quickly and easily!  

Complete the information below now to get started!

California FHA Loan Specialists

 

Buy a California Home with Little or No Money Down...

even if your credit is not perfect!

 

First time Home Buyer Specialists- at CALFHA.com, you may apply online for a first time home buyer loan or California home loan

 

 

 

First time buyer loans and FHA loans are our specialty! We provide California FHA loans, first time home buyer loans, VA loans and many other types of mortgage financing. With our lender network, we are able to offer some of the lowest A credit mortgage rates while also being competitively priced non-conventional programs for borrowers with special income or credit needs. 

 

California FHA Loan, FHA loan CaliforniaGet a Loan    

Find a Home-  

Move In!

   

Qualify Now, It's FREE!

Pre-Qualification is FREE and there is no obligation for California home buyers exploring their loan options

Help with Closing Costs

Becoming a Homeowner

  E-Mail Address

First Name                Last Name

Address

City                                       State        Zip

Home Phone           Work Phone             Ext

          


-Est. Income per month (add all borrowers)

-Est. Monthly Bills Excluding Rent

Rate Credit          Past BK     Self Employed

 


Type of Loan Desired

Best Time to Contact You

 

Comments

Once you have your FHA pre-approval letter in hand, you are free to shop for your new dream home.  If you live in Southern California, we can refer you to licensed RealtorsŪ and companies that have agree to provide closing cost assistance to our clients.  You may be eligible for grants/rebates up to 1.5% of the home purchase price for closing cost assistance.  This money is made available directly from the real estate company and it does not have to be paid back.  The home buyer rebates / grants are available to home buyers who purchase their homes with the assistance of the specific realtor or real estate companies, and the rebate is a portion of the commission.

With a home buyer grant or rebate, you can reduce the amount of money needed to for closing costs up to 1.5% of the purchase price.  As an example, on a $300,000 home, a 1.5% rebate is a savings of $4,500.  and you do not have to pay that money back.

Complete the form at the left, and when you are contacted, tell the loan officer you are interested in being referred to a RealtorŪ that participates in the homebuyer / rebate grant program. One company that offers the program is www.midasrealtygroup.com and you can learn more on their website.

From start to finish, the home buying process from loan application to move in date can be accomplished in as little as 30 days.  Your ability to move in first depends on taking that first step in determining the amount for which you may qualify.  Simply complete the short FHA information questionnaire on the left and a qualified loan counselor will contact you shortly.

Please write down any questions you may have and please be prepared to discuss your housing goals and the amount of loan you believe will assist you in meeting those goals.

Our intention is to assist our clients become homeowners.  Please let us help you right now by completing the information at the left and taking the first step.

 

 

Links of Interest:  California Department of Real Estate   I  California Association of Mortgage Brokers  California Association of Realtors   I   

Orange County Association of Realtors  I   San Diego Association of Realtors   I  Corona- Norco Association of Realtors

                         National Assn. Mortgage Brokers   I  California Home Loans I   Southern California Home Values     Rand Housing Statistics

                         California Office of Real Estate Appraisers   I    Dept Housing and Urban Development (HUD)  I Southern California Real Estate  I

  California Mortgage Loans  I  Mortgage and Real Estate Marketing

 

California FHA loans are our specialty!